Listening to the investors: A novel framework for online lending default prediction using deep learning neural networks

Xiangling Fu,Tianxiong Ouyang,Jinpeng Chen, Xiaopeng Luo

Information Processing & Management（2020）

引用 25|浏览25

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摘要

•In terms of keywords extraction, we propose an improved ELMo-BiLSTM-CNNCRF sequence labeling model.•For predicting default risk of P2P online platform, this study develops a deep learning model to achieve sounder results and provides some new insights to evaluate platform risk from investors’ perspective.

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关键词

Online P2P (peer-2-peer) lending,Online P2P platform default prediction,deep learning,keyword extraction

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