The purpose of this study was to find out whether there are differences in financial literacy among students of the Faculty of Economics in Surabaya when viewed from factors: gender, age, generation, study program, GPA, place of residence, status, amount of income, amount of expenditure, account ownership and level of education. old. Understanding of financial literacy in terms of general knowledge, knowledge of insurance financial transactions, knowledge of saving and loan transactions and knowledge of investing. The population of this study were economics students studying in Surabaya, the distribution of the questionnaire via Google form and the sample that was successfully taken was 259 students. The test tool used to determine differences is using the Kruskal Wallis Test. The results of this study indicate that there are significant differences in understanding financial literacy in terms of the several factors studied.
This research aims to determine the partial and simultaneous effects of fintech payment and financial literacy on the consumption behavior of students at the Faculty of Economics and Islamic Business at IAI Darussalam Martapura. Data collection was carried out using a questionnaire with 146 students as the research sample. The data analysis techniques used were descriptive analysis and multiple regression analysis using SPSS 26 for Windows. Based on the research results, it is known that the fintech payment variable (X1) has a partial effect on the student's consumption behavior variable (Y), while the financial literacy variable (X2) does not have a significant effect on the dependent variable. Furthermore, both independent variables, fintech payment (X1) and financial literacy (X2), have a simultaneous effect on consumption behavior (Y).
Industri pariwisata di seluruh dunia, khususnya Indonesia, berkembang sangat pesat. Perkembangan lainnya adalah penggunaan media sosial untuk pemasaran pariwisata. Namun pemasaran Wisata Tiara Park Waterboom Jember hanya menggunakan aplikasi Instagram dan platform media sosial seperti Facebook dan Tiktok tidak digunakan. Namun demikian, kualitas pelayanan, visibilitas lokasi wisata, dan promosi media sosial dapat mempengaruhi pilihan pelanggan untuk mengunjungi Tiara Park Waterboom Jember. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh media sosial, kualitas pelayanan, dan lokasi terhadap keputusan berkunjung di Tiara Park Waterboom Jember. Metode yang digunakan adalah kuantitatif. Sampel dalam penelitian ini berjumlah 100 responden yang diambil dari total populasi pengunjung Tiarapark tahun 2022 yaitu sebanyak 50.259. Metode analisis yang digunakan adalah analisis regresi linier berganda dengan alat bantu aplikasi SPSS versi 21. Pengujian yang digunakan adalah uji validitas, uji reliabilitas, uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji regresi linier berganda, uji t dan uji koefisien determinasi. Hasil penelitian ini menyatakan bahwa ketiga variabel yaitu media sosial, kualitas pelayanan, dan lokasi berpengaruh signifikan terhadap keputusan berkunjung di Tiara Park Waterboom Jember. Koefisien determinasi penelitian ini sebesar 63,1%.
CV Buana Tengka Garment adalah produsen pakaian yang berada Kota Madura. Pekerja di perusahaan ini sering tidak masuk kerja karena sakit, izin, atau lainnya, yang bervariasi dari tahun ke tahun tetapi tetap dari tahun 2020 hingga 2022. Pelanggan yang berkunjung antara tahun 2020 dan 2022. Selain itu, 5 pekerja berhenti pada tahun 2022 karena ketidaksesuaian dengan pengawas. Oleh karena itu, penelitian ini dilakukan dengan tujuan untuk menemukan hubungan antara gaya kepemimpinan transformasional dan gaya kepemimpinan partisipatif terhadap kinerja karyawan, dengan menggunakan sampel sebanyak 50 pekerja dari sebuah perusahaan pakaian. Penelitian ini menggunakan pendekatan regresi linier berganda, serta analisis koefisien determinasi, uji t, uji F, dan uji korelasi. Berdasarkan temuan penelitian ini, terdapat pengaruh signifikan gaya kepemimpinan transformatif terhadap kinerja karyawan, pengaruh signifikan gaya kepemimpinan partisipatif terhadap kinerja karyawan, dan pengaruh signifikan variabel gaya kepemimpinan transformatif dan gaya kepemimpinan partisipatif terhadap kinerja karyawan pada PT. waktu yang sama. Berdasarkan hasil uji korelasi, terlihat jelas bahwa model gaya kepemimpinan partisipatif memiliki hubungan yang lebih kuat daripada variabel gaya kepemimpinan transformatif, dengan tingkat hubungan 0,705–0,551, yang berarti bahwa variabel gaya kepemimpinan partisipatif lebih cocok untuk perusahaan garmen ini.
This study investigates how earnings management affects how masculine a CEO's attitude toward performance is. Structural Equation Modeling using Software Stata is used in the study to examine data from Indonesian Stock Exchange businesses for the years 2018 through 2022. The results indicate that earnings management, with increases and decreases in earnings management having an impact on the size of the CEO's face, mediates the relationship between a male CEO's masculinity and performance. The results can aid in the development of Financial Accounting Standard No. 19 by the Indonesian Accountants Association and show that earnings management mediates the size of a CEO's manly face toward performance
Improving employee performance is one of the goals of the organization. The success and performance of employees is determined by many factors including motivation, discipline, leadership, work atmosphere and so on. This study aims to find out whether motivation and discipline affect the performance of BMT Khairul Amin Martapura employees. The variables in this study are Motivation (X1) and Discipline (X2), bound variables: Employee Performance (Y). This research is a field research with a quantitative approach. The samples in this study used saturated samples. Data collection techniques are carried out by the distribution of questionnaires and documentation.. The results showed that simultaneously there was a positive and significant influence on the performance of BMT Khairul Amin Martapura employees. This is evidenced from the value of Sig. = 0.001 < α = 0.1 and the value of Fhitung = 10.837 > Ftabel = 2.62. Then H0 is rejected and H1 is accepted, while partially obtained the result that the motivation variable has a positive and insignificant effect, where the value of Sig. = 0.814 > α = 0.1 and the calculated value = 0.240 < ttabel = 1.740. Disciplinary variables have a positive and significant effect, where the value of Sig. = 0.002 < α = 0.1 and the value of counting = 3.741 > ttabel = 1.740. The coefficient of determination test shows that motivation and discipline simultaneously affect employee performance by 56.1%.
The purpose of this study was to determine the impact of job stress and toxic work environment on employee performance at PT Tirta Jaya Mandiri Regional Drinking Water Company. The methods used in this research are descriptive and associative with a quantitative approach. The sampling technique in this study used saturated sampling, the samples taken in this study were 30 employees. The data analysis technique uses validity and reliability tests, classical assumption tests, multiple linear regression including correlation coefficients, determination, research hypothesis submission. The results of the study using the coefficient of determination test show that job stress and the work environment affect employee performance by 63% while the remaining 37% is influenced by other factors outside of the study. Based on the multiple correlation coefficient test, it can be seen from the R value of 0.794, which means that there is a fairly high relationship between job pressure and the work environment on employee performance. The results of the F test, namely the value of Fcount 7.371> F table 3.354, show that Fcount is greater than Ftable. Job pressure and work environment variables have a positive and significant effect on employee performance.
This study aims to analyze the influence of profitability, company size and company growth in predicting financial distress in the property and real estate sub-sectors. The data was selected using a purposive sampling method and there were 10 companies listed on the Indonesia Stock Exchange from 2020-2022 which were the research samples. This study uses the normality test, the coefficient of determination, the multiple correlation test, the f test and the T test. To analyze the data, the results indicate that the company's profitability and growth have an influence on financial distress. Meanwhile, Company Size has no effect on Financial Distress.
Today the cafe business is increasingly everywhere, because the cafe business has also penetrated the hospitality industry. Z generation is the largest population in Indonesia. Eating and drinking outside activities occupy the fifth position from the allocation of z generation funds. The problem in this study is the price offered by hotel-based cafes which is quite expensive for z generation in Sukabumi City. This study is to determine the effect of café atmosphere and lifestyle on visiting decisions. This study uses multiple linear regression data processing techniques. The sample of this study are 383 people from z generation who had visited a cafe based on data collection via a Google questionnaire using cluster sampling techniques. The results of partial testing (t-test) of two independent variables the atmosphere of the cafe and lifestyle, each of which has a significant positive influence on the decision to visit. Simultaneous test results show that the atmosphere of the cafe and lifestyle together influence purchasing decisions. The coefficient of determination show that the cafe atmosphere and lifestyle contribute 11.7649% to visiting decisions while the remaining 88.2351% can be influenced by other variables except in this study.
Mr. shop Cups is a business engaged in the typical culinary field of Sumenep. The impact of the Covid-19 pandemic has made the food industry suffer big losses, because there are rules to reduce interaction with other people or have to keep their distance. The impact of this policy was also felt by the Mr. Shop. Cup. This study aims to find out how the reward system at Mr. Sumenep cup. This type of research is qualitative. The sample data source in this study is the owner of the shop, Mr. Cup as a key informant. Data collection techniques in this study are observation, interviews and documentation. Data analysis techniques in this study are data reduction, data presentation and verification. The results of this study indicate that the wage system at the Mr.Cangkir Sumenep shop is based on a time system wage, namely daily.
Covid-19 or what we are more familiar with as the corona virus whose spread is increasingly global has an impact on the economic sector. World economic growth is projected to contract further. For this reason, the government pays attention to issues that require special policies. These issues are, among others, related to the availability of food stocks and supplies that will affect food price stability; restrictions on travel and worker mobility affecting the tourism and transport sectors; production, distribution, and supply chain disruptions that affect the performance of the manufacturing sector and its derivatives. In Sumenep Regency, which is a Regency in the East End of the island of Madura, which is also affected by the Covid-19 Virus
Spiritualitas manajemen keuangan merupakan landasan dalam pelaksanaan pengelolaan keuangan di Gereja Katolik. Sekalipun sebagai lembaga nirlaba, Gereja tetap memiliki keterlibatan dalam hal pemberdayaan perekonomian masyarakat. Penelitian ini merupakan penelitian kualitatif dengan metode etnografi. Fokus penelitian adalah dampak penerapan spiritualitas manajemen keuangan terhadap pemberdayaan ekonomi masyarakat. Penelitian dilaksanakan di Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya. Hasil penelitian ini adalah Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan spiritualitas manajemen keuangan yang berdampak pada perekonomian masyarakat dengan pembentukan UMKM untuk jemaat dan masyarakat di sekitarnya. Salah satu Gereja ditunjuk sebagai pelaksana untuk role model. Dari satu Gereja tersebut kemudian akan terus dilaksanakan di Gereja-Gereja lain sehingga semua Gereja Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan pendampingan pemberdayaan ekonomi masyarakat.
Tren kecantikan tentang perawatan kulit wajah maupun tubuh sedang gencar belakangan ini. Hal ini membuat industri kecantikan menjadi berkembang pesat. Maka dari itu, tujuan dari penelitian ini ialah untuk mengetahui adanya pengaruh brand ambassador, digital marketing dan brand awareness terhadap purchase intention. Penelitian ini bersifat kuantitatif dengan mengambil 111 sampel pada konsumen produk Scarlett Whitening di Kota Yogyakarta. Pengambilan sempel dilakukan dengan metode non-probabilitas dan teknik pengambilan sampel yaitu purposive sampling. Pengumpulan data dilakukan melalui pengiriman link kuesioner yang dikirimkan secara online kepada responden. Data dianalisis dengan menggunakan aplikasi IBM SPSS. Hasil penelitian ini menunjukkan bahwa variabel brand ambassador (X1) berpengaruh signifikan positif terhadap brand awareness (Z) dengan nilai 0.029. Kemudian variabel digital marketing (X2) berpengaruh signifikan positif terhadap brand awareness (Z) dengan nilai 0.000. Variabel brand awareness (Z) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.013. Selanjutnya variabel brand ambassador (X1) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.000. Serta variabel digital marketing (X2) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.005. Selain itu hasil penelitian juga menunjukkan bahwa brand awareness mampu berperan sebagai variabel intervening pengaruh brand ambassador dan digital marketing terhadap purchase intention konsumen produk Scarlett Whitening di Kota Yogyakarta.
This study was carried out to decide the impact of the marketing mix on the satisfaction of visitors to Taman Safari Indonesia II Prigen. While this research has the aim of understanding and analyzing how the marketing mix is offered to visitors, how the level of visitor satisfaction in the marketing mix, the magnitude of the influence of the marketing mix simultaneously and partially on the satisfaction of visitors at Taman Safari Indonesia II Prigen. The technique used on this studies is quantitative with the form of studies used is descriptive and causal. Samples have been taken the usage of a non-opportunity sampling technique with purposive sampling with a complete of four hundred respondents. In studying the data, descriptive evaluation and multiple regression evaluation have been used. After testing the simultaneity hypothesis, it is located that the first-rate of carrier has a big have an effect on at the delight of visitors at Taman Safari Indonesia II Prigen. From the consequences of partial speculation testing (t test) it changed into located that the variables iproduct, iprice, iplace, ipromotion, ipeople, iprocess, and physicali proof had a large have an impact on at the pride of traffic to Tamani Safari Indonesia II. Based at the coefficient of determination, it changed into located that the quantity of vacationer pleasure changed into 68.2% and the remaining 31.8% was caused by other factors not included in the research examined by researchers such as visiting decision factors and visitor loyalty
The economic impact of the Covid-19 pandemic has been felt globally by various businesses, one of which is the Ferry Catering culinary business, which caters for big events. Turnover has dropped dramatically where the biggest contribution to Ferry Catering was wedding catering which is not running smoothly as it used to be due to the pandemic. Thus, Ferry Catering plans to focus on daily catering. The purpose of this research is to find out whether customers in the daily segment exist and can be used as one of the segments that can be served by Ferry Catering during this pandemic period to replace the previous lost revenue by formulating customer jobs, pains, and gains through the Value Proposition Design approach by Alexander Osterwalder. Used a descriptive qualitative method that conducts interviews, non-participant observation, and documentation. The final result of this research is what consumers do, namely buying food out, seeking information through friends' recommendations. Things that disturb consumers, namely worrying about the protocol that the catering services do, the menu does not vary. Then for things that customers want are the catering price according to quality, strong packaging so that it is not easily contaminated with viruses
Permasalahan yang umum terjadi dalam pelayanan rawat jalan di rumah sakit adalah lamanya waktu tunggu, proses administrasi, ketersediaan informasi, dan yang lainnya. Salah satu pendekatan perbaikan kualitas yang digunakan dalam penelitian ini adalah lean hospital dengan tujuan untuk mencapai efektivitas dan efisiensi penggunaan waktu, tenaga kerja, ruang, dan sumber daya lainnya. Penelitian ini bertujuan untuk mengetahui gambaran value stream mapping (VSM), menganalisa hal yang menjadi waste, dan usulan perbaikan menggunakan pendekatan lean hospital pada pelayanan rawat jalan poliklnik penyakit dalam RS “X” di Indonesia. Penelitian dilakukan dengan pendekatan kualitatif melalui observasi langsung, wawancara mendalam dan telaah dokumen. Hasil penelitian menunjukkan nilai Non Value Added tertinggi adalah pada unit poliklinik yaitu sebesar (97,09%) dengan Value Added sebesar (2,91%) dan waiting time (107,22 menit) pada pelayanan pasien non-asuransi dengan pemeriksaan penunjang. Waste yang terjadi berupa waste of waiting, transportation, overproduction, overprocessing, inventory, motion, human potential dan defect. Dari hasil fishbone diagram diketahui bahwa akar penyebab masalah yang terjadi di unit poliklinik adalah dalam hal manajemen, peralatan, layout, petugas dan sistem informasi. Usulan perbaikan yang dapat diberikan berupa usulan jangka pendek, jangka menengah dan jangka panjang. Kata kunci: rawat jalan, lean hospital, waste, value added, non value added, VSM
The purpose of this study to analyze the effect of board of directors diversity and monitoring intensity to profitability. Board of directors diversity measured by a composite index of gender, age, education, citizenship, and independence of the board of directors. Meanwhile, monitoring intensity measured by the composition of audit quality, number of meetings, and the number of committee. The objects are banks listed in the Indonesia Stock Exchange period of 2015-2017 with a panel data regression. Selected samples was 40 banks and 120 observation. The results showed that board of directors diversity had a significant negative on profitability, this result provoke a gap to the previous research. While monitoring intensity is positive significant to profitability. Some practical and implications will be discussed in this study.
This study aims to analyze the influence of profitability on the value of companies with gender diversity as moderation variables whether able to strengthen or only weaken. The population used is property and real estate sector companies listed on the Indonesia Stock Exchange (IDX) during the period 2017 to 2019. Sampling techniques use purposing sampling as many as 13 companies while hypothesis testing method using descriptive analysis techniques and classical assumption test and moderation regression analysis (MRA) with SPSS program. The results showed that the profitability of Return On Asset (ROA) and Return On Equity (ROE) had a positive and significant effect on the company's value. Gender diversity affects the value of the company and gender diversity is able to strengthen the relationship between profitability and the value of the company. This study supports the signaling theory.
