This research attempts to better understand how students in Saudi Arabia benefit from narrative and story aspects in gamified learning environments. Data from a sample of 500 persons with varying levels of education are analyzed using quantitative methods such as descriptive statistics, correlation analysis, and multiple regression analysis. The findings point to strong positive correlations between the use of gamification in education, the influence of storytelling, narrative variables, and the acquisition of new skills. There has been a significant shift toward the use of narrative variables as measures of mastery in gamified classrooms. This study's results show that using gamified learning with story elements may increase students' interest, motivation, and knowledge retention. Efforts are now being made by Saudi Arabia to update its educational system and provide its youth with the tools they'll need to succeed in the country's emerging knowledge-based economy. The use of game-based learning and narrative-rich experiences has promising results in this setting.

This paper investigates the relationship between inflation, unemployment and economic growth in Tunisia, Egypt and Saudi Arabia over the period 1989-2021. This paper attempts to study the effect of inflation and unemployment on short- and long-term economic growth for countries affected by the political upheavals of the Arab Spring such as Tunisia and Egypt, and the example of Saudi Arabia as a country affected by instability in the energy market and the covid 19 pandemic. It begins with the application of Augmented Dickey-Fuller techniques to examine the unit root property of the time series data after which Auto-regressive Distributive Lag Model (ARDL) was used to determine the cointegration or long-run relationship. The existence of the long-term relationship between the variables is validated by the ARDL approach. The results suggest that there is a long-term equilibrium relationship whose growth is explained by un-employment in the case of Tunisia. The results validate the unemployment persistence effect for Egypt. The results also show that unemployment in the previous period constitutes a stimulus for current growth. For the inflation rate, the results show that the relationship is statistically insignificant for Egypt and Tunisia, but it significantly affects the growth of Saudi Arabia, which benefits from increases in commodity prices.

The primary purpose of this study is to investigate how group reference, perceived usefulness, and product quality influence online shoppers' desire to purchase and final purchase decisions. Multiple methods of quantitative analysis and processing of data are used to evaluate and validate the study's hypotheses. Using a Structural Equation Model, the study's theories were tested and analyzed. Customers of digital market websites in Jordan participated in this study by responding to an online poll. Data was compiled from 220 study questionnaires using a systematic sampling strategy. Data analysis with the Structural Equation Model revealed significant favorable effects of group reference, perceived usefulness, and product quality on both purchase intent and final online purchase decisions. The authors chose to center their study around the perspectives, comments, attitudes, and impressions of groups of individuals. Perceived usefulness can be gauged along the aspects of experience, enjoyment, and subjective norm. The words customer expectations, real product specifications, and the quality of the service received all shed light on the product's quality. The originality of this study rests in the model that was created to explain the relationship between group reference, perceived usefulness of products, and product quality as they relate to purchase intent and digital market website use in Jordan.

The increasing popularity of smartphones has led to the rise of e-wallets, which allow users to store their payment information on their devices and complete financial transactions conveniently and securely. This research extended the unified theory of acceptance and use of technology (UTAUT2) model to investigate the main factors influencing users’ intention to accept e-wallets in Jordan, where little research focused on such apps. Using a quantitative method, a sample of 181 users was utilized, and an instrument of 32 items was used. Findings revealed that price value, hedonic motivations, social influence, performance expectancy and perceived trust are major predictors of users' intention to use e-wallets apps. In contrast, facilitating conditions and effort expectancy are not significant toward the adoption process. Finally, conclusions and future work are presented in the last section of the study.

The Kingdom has put foreign investment in its priorities, and investment has become a major hub not only to enhance its vision, but also be an effective tool in the economic transformation process that is mainly based on attracting more foreign investment.This paper examined econometric modelling foreign direct investment inflows in Saudi Arabia during the period 1990-2019 and forecasting using Box-Jenkins ARIMA model approach. The study shows that the net foreign direct investment inflow in Saudi Arabia is integrated of the first order. Based on the number of significant coefficients. The result of the study shows that net foreign direct investment inflows in Saudi Arabia are likely for exhibit upward trend in the next decade which is not significantly different from values of FDI inflows in Saudi Arabia in the recent years.The study also provides policies recommendations to assist policy makers and the Saudi Arabia government on better ways to accelerate and maintain higher level of net foreign direct investment inflows in Saudi Arabia.

Objectives: This study investigates the impact of teacher evaluation on professional growth and academic performance of students. The identification and resolution of the underlying causes of the achievement gap is of paramount importance, necessitating a more comprehensive comprehension of the tactics that can be employed for this purpose. Methodology: The research employs a quantitative methodology utilizing a pre-test and post-test design. The study involves a sample of 200 educators who are affiliated with five separate educational establishments located in the United States. Results and conclusion: The results indicate a positive association between teacher evaluation and professional development. Specifically, the influence of type A evaluations on professional development outcomes is more significant than that of type B evaluations. The study demonstrates a positive association between teacher assessment and academic outcomes of students. It is observed that evaluations categorized as type A have a more significant impact on student achievement compared to those categorized as type B. The findings have significant implications for policy and practice related to the evaluation of teachers. Implications: The importance of developing assessment programs that provide educators with valuable feedback and support their professional development is emphasized. Further inquiry is necessary to attain a more comprehensive understanding of the complex interrelationships among teacher evaluation, professional development, and student achievement.

Covid-19 has changed the landscape of education forever. Online education has become the new normal for many graduate students with the pandemic outbreak. While online education is more cost-effective, there is little research on how online education has impacted graduate students academically. This study aimed to assess graduate students' academic experiences who took all their courses online. A total of 240 master's and Ph.D. students participated in a questionnaire survey and shared their thoughts on the significance of online education in their academic learning and achievement. The findings revealed that the students perceived strong positive perceptions in terms of engagement, ease of communication, academic learning, and academic achievement as a result of online education. Exploratory Factor Analysis extracted four factors contributing more than 60% variation to online education's overall impact on students. To conclude, online learning provides greater flexibility and convenience, allowing students to study at their own pace and in their own time. Additionally, online learning can be tailored to the individual needs of each student, providing a more personalized learning experience.

Covid-19 has changed the landscape of education forever. Online education has become the new normal for many graduate students with the pandemic outbreak. While online education is more cost-effective, there is little research on how online education has impacted graduate students academically. This study aimed to assess graduate students' academic experiences who took all their courses online. A total of 240 master's and Ph.D. students participated in a questionnaire survey and shared their thoughts on the significance of online education in their academic learning and achievement. The findings revealed that the students perceived strong positive perceptions in terms of engagement, ease of communication, academic learning, and academic achievement as a result of online education. Exploratory Factor Analysis extracted four factors contributing more than 60% variation to online education's overall impact on students. To conclude, online learning provides greater flexibility and convenience, allowing students to study at their own pace and in their own time. Additionally, online learning can be tailored to the individual needs of each student, providing a more personalized learning experience.

This study aimed to identify the impact of COVID-19 on oil sector which faced the significant challenges, globally and in Saudi Arabia. The study sheds light on the unprecedented crisis that occurred in the decline in demand for oil and the collapse of its prices, and its effects and consequences on world economies and Arab economies, and the extent to which the Saudi economy has been affected by them in light of what markets have witnessed global oil, and opportunities to benefit from this crisis and the study relied on the descriptive and analytical methodology. The study paper will use the NARDL to explain the asymmetric effect of changes in oil price on Government Budget for Saudi Arabia. The study reached that this situation provides a further opportunity for Saudi Arabia to diversify the economy away from a reliance on oil, Government policies seek to facing these challenges by diversifying the economic base and developing and diversifying revenues non-oil products to reduce financial volatility, in addition to enhancing the role of the private sector focusing on supporting non-oil GDP growth rates to enhance the resilience of the economy.

Covid-19 has changed the landscape of education forever. Online education has become the new normal for many graduate students with the pandemic outbreak. While online education is more cost-effective, there is little research on how online education has impacted graduate students academically. This study aimed to assess graduate students' academic experiences who took all their courses online. A total of 240 master's and Ph.D. students participated in a questionnaire survey and shared their thoughts on the significance of online education in their academic learning and achievement. The findings revealed that the students perceived strong positive perceptions in terms of engagement, ease of communication, academic learning, and academic achievement as a result of online education. Exploratory Factor Analysis extracted four factors contributing more than 60% variation to online education's overall impact on students. To conclude, online learning provides greater flexibility and convenience, allowing students to study at their own pace and in their own time. Additionally, online learning can be tailored to the individual needs of each student, providing a more personalized learning experience.

The goal of this study was to find out how business intelligence systems, AI, and digital leadership affect how satisfied employees are with their jobs and how much value they add to companies in the Greater Amman Municipality. After the study samples were taken and looked at, a total of 246 samples were approved to be used in the PLS software-based analysis. The results of this study showed that putting in place business intelligence tools, artificial intelligence, and digital leadership all made employees happier with their jobs and gave businesses more value. The research showed that there are four key parts to digital leadership: commander, communicator, collaborator, and co-creator. The main parts of business intelligence are Data Warehouse, Data Mining, Business Process Management, and Competitive Intelligence. Findings show that digital transformation is made up of three key parts: changing processes, developing business models, and changing domains. The results also show that an employee's level of job satisfaction, which includes things like business success, work commitment, and job thinking, is linked to how much value they add to the company. Intriguingly, the current results go against those of earlier studies, which said that the variables of interest have no effect on how happy employees are with their jobs or how much value companies add for their customers. When the results of this study are looked at as a whole, they say that businesses should start doing things that make employees happier at work and increase the value of the business. The current study is innovative because it focuses on the most important parts of business intelligence, artificial intelligence, and digital leadership in order to improve employee satisfaction at work and the quality of business learning with added value in Greater Amman Municipality.

The purpose of this research was to examine the effects of digital transformation, digital leadership, and entrepreneurial motivation on business decision making and business process performance in the Greater Amman Municipality. The study's hypotheses were put to the test and proven through a variety of quantitative analysis and data processing techniques. The research hypotheses were evaluated using a Structural Equation Model. Participants in this research are managers from the middle and high echelons of the Greater Amman Municipality, who were responsible for making decisions in their respective divisions. One hundred and eighty middle and upper-level managers with at least eight years' experience in public service were recruited for this study from the Greater Amman Municipality. Distributed questionnaires and the deliberate sampling technique were used to compile this data. Decision making had a positive effect on the business process performance, and the results of hypothesis testing data processing using Structural Equation Model indicated that digital transformation, digital leadership, and the motivation of the business environment all had positive and significant effects on business decision making and business process performance in the Greater Amman Municipality. To conduct their research, the authors opted to focus on digital transformation, which includes four primary components: process transformation, business model change, domain transformation, and cultural transformation. The following dimensions commander, communicator, collaborator, and co-creator were all indicative of digital leadership. Entrepreneurial motivation could be seen in the word’s communication, hassle-free work environment, mastering the art of constructive criticism, and trust among others. The novel aspect of this study is the model developed to explain the interplay between digital transformation, digital leadership, and entrepreneurial motivation, and how these factors influence business decision making and business process performance at Greater Amman Municipality.

Covid-19 has changed the landscape of education forever. Online education has become the new normal for many graduate students with the pandemic outbreak. While online education is more cost-effective, there is little research on how online education has impacted graduate students academically. This study aimed to assess graduate students' academic experiences who took all their courses online. A total of 240 master's and Ph.D. students participated in a questionnaire survey and shared their thoughts on the significance of online education in their academic learning and achievement. The findings revealed that the students perceived strong positive perceptions in terms of engagement, ease of communication, academic learning, and academic achievement as a result of online education. Exploratory Factor Analysis extracted four factors contributing more than 60% variation to online education's overall impact on students. To conclude, online learning provides greater flexibility and convenience, allowing students to study at their own pace and in their own time. Additionally, online learning can be tailored to the individual needs of each student, providing a more personalized learning experience.

The modern financial technology market "Fintech" has witnessed remarkable growth in recent years, as the total investments in financial technologies worldwide increased from 19 billion dollars in 2013 to nearly 130 billion dollars during the first half of 2019.This research aimed to shed light on one of the important topics, which is fintech in the Arab countries, focusing on Egypt and Saudi Arabia, and to identify the most important opportunities and challenges.the research presents the review of the previous studies in this field and make a positive contribution to understanding of Fintech and its importance and the future of it in Arab countries.The study used the descriptive analytical method by observing, collecting data describing and analyzing ideas related to the subject of financial technology from all various aspects and knowing opportunities and challenges that facing Arab counties. L'EGYPTE CONTEMPORAINE JULY 2022 ( No. 547)The study concluded that financial technology is growing in Arab countries and there are many opportunities for Arab countries, especially in Egypt and Saudi Arabia, which the study focused on.Although it faces some challenges, the chances of proliferation depend on several initiatives by countries to encourage a regulatory environment and encourage SMEs not only to start but also to stay and grow.

This study aimed to identify the impact of COVID-19 on oil sector which faced the significant challenges, globally and in Saudi Arabia.The study sheds light on the unprecedented crisis that occurred in the decline in demand for oil and the collapse of its prices, and its effects and consequences on world economies and Arab economies, and the extent to which the Saudi economy has been affected by them in light of what markets have witnessed global oil, and opportunities to benefit from this crisis and the study relied on the descriptive and analytical methodology.The study paper will use the NARDL to explain the asymmetric effect of changes in oil price on Government

The purpose of this study is to investigate the efficiency of two different banking systems operating in Egypt (Islamic versus conventional banks). A sample of 35 banks has been used to examine the technical efficiency before and after the financial crisis using data envelopment analysis model. Evaluating the technical efficiency of Egyptian banks will enable policymakers to support which banking system is more efficient to facilitate the financial inclusion and enhance the economic development.Before the financial crisis, conventional banks outperformed conventional banks with Islamic windows and Islamic banks, scale technical efficiency outperformed pure technical efficiency when analyzing conventional banks and conventional banks with Islamic windows. In terms of Islamic banks, pure efficiency outperformed scale efficiency. After the financial crisis, technical efficiency of all banks decreased. However, pure technical efficiency of Islamic banks has improved as a result of the quality of management and outperformed both conventional banks and conventional banks with Islamic windows. These results imply that Islamic banks have not been affected by the financial crisis. Therefore, the increased adoption and support of the Islamic banks in Egypt is addressed to develop the economy and push forward entrepreneurship projects, support the financial inclusion and the informal economy integration.