Peer effects in fi nancial decision-making ☆

☆ We thank John Beshears, Susan Carter, Bill Evans, Dan Sacerdote, Kelly Shue, and Abigail Wozniak as well as sem Reserve Banks of Chicago and Dallas, the Cherry Blossom College of William & Mary (Mason School of Business), N the University of Texas at Austin, Texas A&M Univers Dallas, the University of Houston, the University of Texas and Vassar College for helpful comments and sugge Gallagher provided valuable research assistance. The vie of the authors and do not represent the U.S. Military Ac Army, or the Department of Defense. ⁎ Corresponding author. E-mail addresses: Ethan.Lieber.2@nd.edu, (E.M.J. Liebe william.skimmyhorn@usma.edu (W. Skimmyhorn).