This paper examines the difficulties that have arisen in Australia in the use of its contact-tracing app. We examine the privacy implications around the use of the app, the wider economic imperative, and the balancing of those concerns against the health threat of the COVID-19 pandemic. We posit that default options are superior in times of emergency and rather than begging for the adoption of lifesaving technology, we suggest that the evidence gathered by behavioral economists provides an apposite and powerful alternative worthy of consideration.

This article examines the first on-line public offering of shares over the Internet. It considers how such offerings are regulated in the US and whether the current regulatory system in Australia is appropriate to protect investors in a global environment.

The appeal decision of National Australia Bank Ltd v Hokit Pty Ltd raises significant points of law surrounding one of the most common of legal relationships, that of banker and customer.This paper considers the issues raised by Hokit's case, particularly the ambit of the implied contractual duties owed by a customer to a bank.Whilst previous Australian courts have considered customers' duties in relation to the conduct of the customer's account and dealings with the bank, Hokit's case considered the extent of the duty in the wider context of the particular customer's business practices including, for example, whether a customer owed a duty to prevent irregular banking transactions.Accordingly this paper will first consider the facts of Hokit's case and the judgment of Giles CJ and then the decision of the New South Wales Court of Appeal's consideration of the matter, commenting on the various issues raised.