This article describes personal finance programming available through the OneOp Personal Finance team (OneOpPF) for the professional development of Extension educators and military Personal Financial Manag-ers for outreach to their clientele. Included is a brief description of six OneOpPF deliverables (webinars, blog posts, Question of the Day tweets, podcasts, social media, and newsletters) and a discussion of impact indicators such as online outreach statistics and continuing education units awarded to program participants. The article concludes with four best practices for working with military stakeholders and a description of how OneOpPF program mate-rials can be accessed by Extension professionals.

Prepaid cards are becoming popular, but are they a good choice for you? This 3-page fact sheet present the advantages and disadvantages of prepaid cards and then explain how to choose the best prepaid card, should you decide to use one. Written by Selena Garrison and published by the UF Department of Family, Youth and Community Sciences, February 2012.

This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exist between financial behaviors and financial social learning opportunities. Students who budget and save tended to have higher scores on the social learning opportunities indices than those who do not budget and save. Financial behaviors were positively related to social learning opportunities when controlling for demographic and financial characteristics.

Social learning and gender role theories were used as a basis for exploring gender differences in financial socialization as they relate to financial risk-taking. A stratified random sampling technique was used to conduct a web-based survey of 15,797 students from 15 universities across the United States. A significant gender difference in willingness to take financial risks exists among college students, with males being more likely than females to choose higher levels of financial risk. In addition, a significant gender difference in financial social learning opportunities is present, with females having higher exposure to financial social learning opportunities across four dimensions (discussions with parents, discussions with peers, observations of parents’ financial behaviors, and observations of peers’ financial behaviors). Significant differences are also found for the relationship of social learning opportunities on willingness to take risks by gender, but only at the discussion levels of financial socialization. Understanding the relationships between gender, financial socialization, and willingness to take financial risks can help improve the efforts of parents, practitioners, and researchers.

FCS7238, a 3-page fact sheet by Michael S. Gutter and Selena Garrison, describes the rights that people have for insurance continuation and portability under COBRA and HIPPA, and strategies people might use for paying for unplanned health care coverage expenses. Published by the UF Department of Family Youth and Community Sciences, October 2009.

FCS3305, a 7-page fact sheet by Michael S. Gutter, Selena Garrison, Brent Litchfield, and Lisa Leslie, describes this type of tax-free loan that can be used to help fund retirement — requirements, cost considerations, alternatives, types of reverse mortgages, fees and interest, limitations, distribution types, and types of unscrupulous practices. Includes references. Published by the UF Department of Family Youth and Community Sciences, October 2009.

Revised! FCS5205, a 4-page fact sheet by Selena Garrison, Michael S. Gutter, Julie England, Josephine Turner, and Nayda Torres, addresses what financial and personal documents individuals should keep and why, how long they should be kept, and where they should be stored. Published by the UF Department of Family Youth and Community Sciences, October 2009.

FCS7239, a 5-page fact sheet by Selena Garrison, Michael S. Gutter, and Lynda Spence, describes strategies job seekers can use to market themselves to their communities and potential employers by volunteering and using online networking resources. Published by the UF Department of Family Youth and Community Sciences, October 2009.