This study aims to investigate the variables influencing private school teachers' job satisfaction in Nepal, which is affected by various elements, including pay and incentives, working conditions, management support, workloads, job security, etc. Based on a questionnaire survey, the research employed a descriptive and causal comparative research design. For the self-administrative questionnaire survey, a total of 202 samples of teachers from various private schools were selected according to the judgmental basis of the researcher. KMO, Bartlett's test, regression analysis, correlation, reliability analysis, and descriptive analysis have all been performed. This study demonstrates how teachers generally feel about their workload, managerial assistance, working conditions, job security, and pay and incentives. The study finds a strong and beneficial correlation between pay and incentive, working condition, management support, and job security, whereas there is no correlation exists between job satisfaction and workload. The private schools should prioritize improving working conditions, management support, job security, and pay and incentives to enhance teachers’ satisfaction while addressing workload-related challenges to mitigate dissatisfaction.
Small and Medium Enterprises (SMEs) are the backbone of local economies, especially in emerging regions like Mahendranagar, Nepal. Despite the availability of various loan products from financial institutions, their effectiveness in supporting business growth remains inconsistent. This study investigates the role of loan products in enhancing SME performance, identifies challenges in loan utilization, and explores key issues such as financial literacy, misuse of loans, and loan monitoring gaps. Data were collected through field surveys, interviews with business owners, and analysis of bank reports. Findings highlight the need for improved financial education, stricter loan monitoring, and customized loan products. Recommendations include better financial literacy programs, stronger monitoring systems, and tailored banking services to address the unique needs of SMEs.
Employee performance is a crucial factor in achieving organizational success, as it significantly impacts productivity, profitability, and overall business outcomes. This study investigates the impact of occupational stress on employee performance at Nepal Telecom Ltd., focusing on four major predictors: working environment, workload, salary and benefits, and job security. The research aims to understand how occupational stress influences employee efficiency and organizational effectiveness in the telecommunications sector. Data were collected from 325 employees using a structured questionnaire and convenience sampling. The study used Pearson's correlation and regression analysis to evaluate the correlation between predictors and employee performance, revealing that working environment, workload, salary and benefits, and job security significantly positively impact employee performance at Nepal Telecom Ltd. A supportive work environment, balanced workload, competitive salary and benefits, and job security collectively enhance employee performance by fostering comfort, motivation, and focus while minimizing stress and anxiety. The study highlights the importance of managing occupational stress and recommends creating supportive work environments, balancing workloads, offering competitive compensation, and ensuring job security to optimize employee performance.
Workforce diversity in cooperative organizations is a concept that has gained increasing significance in recent years. Cooperative organizations are typically structured around the principles of equality, democracy and solidarity and many of them have a long history of promoting diversity and inclusively within their membership and workforce. The background of workforce diversity in cooperative organizations can be traced back to the core values and principles that underpin the cooperative movement. The primary goal is to look into the relationship between workforce diversity and employee performance in the Kanchanpur district's cooperative organizations. The research design used in the study was descriptive. Using cluster and purposeful selection methods, 400 workers from various cooperative groups were chosen to participate in the survey. Data was collected using physical questionnaires and a structured questionnaire. To examine the impact of workforce diversity on employees' performance, regression analysis has been conducted. The findings showed that employees' performance is positively impacted by diversity in terms of gender, race, and job experience. Employee performance is also negatively impacted by physical disabilities. This study demonstrates how employee performance in Kanchanpur district cooperative organizations is impacted by workforce diversity. These findings can also be utilized to develop plans to enhance the way that current cooperative organizations implement staff diversity. This study looked at several facets of diversity and their connections to performance. For example, while physical problems have a detrimental effect on employees' performance, ethnicity, education, and job experience have a beneficial effect. Only the Kanchanpur cooperative in Nepal has taken this study into consideration; however, additional research can be conducted in other industries, such as manufacturing, hotels, hospitality, and other governmental and nongovernmental organizations.
Investment decision making is a complex process influenced by psychological biases, especially in emerging markets such as Nepal, where financial literacy and market transparency remain limited. Traditional finance models assume rational investor behavior, but behavioral finance highlights the significant role of cognitive biases, such as loss aversion, overconfidence, herding, and risk perception, in shaping investment choices. This study examines the impact of these behavioral factors on individual investors in the Nepalese stock market. This study adopted a quantitative approach using a structured questionnaire distributed to 387 respondents. Descriptive statistics and multiple regression analysis were employed to explore the relationship between the independent variables (loss aversion, overconfidence, herding, and risk perception) and dependent variable (investment decision). The results reveal that loss aversion (B = -1.416, p < 0.01) and risk perception (B = -1.362, p < 0.01) negatively impact investment decisions, while overconfidence (B = 0.947, p < 0.01) and herding (B = 1.723, p < 0.01) have positive effects. Among these, herding has the strongest influence, indicating that social dynamics play a crucial role in investment behavior. These findings emphasize the need for targeted financial literacy programs to address cognitive biases and promote rational decision-making. Enhancing market transparency and access to reliable information can reduce emotional decision-making and improve market stability. This study contributes to behavioral finance literature by offering localized insights into investor behavior in an emerging market context.
