The current pandemic situation impacted severely many spectrum (spheres of life) including the education sector. Nevertheless, there was the use of online technology and methods, but spur in the impetus has been in the recent times. It is paradigm shift from face-to-face class to moving classes online: with lot of opportunities and challenges countered by educator and manifested its effectiveness in learning objectives. This research paper attempted to evaluate the new tools & techniques adopted by the educator. Further the opportunities and challenges faced by educator were recognized. This paper attempted to find the teaching effectiveness using the new pedagogy. An ‘Effective Teaching Methods (ETM) Model’ has been developed to measure the teaching effectiveness towards meeting the learning objectives. Methodology: Quantitative method of data collection was followed; 13 variables were identified for analysis of the opportunities and challenges by the educator. Multivariate Regression (SEM) was used to develop the ‘ETM Model’ along with construction of hypothesis. The results showed that there is a high value in the use of tools and methods by educator, while moving classes online. The ‘ETM Model’ revealed that there exists a convergence between opportunities and challenges for teaching effectiveness.

Mobile Commerce is gaining increasing acceptance amongst various sections of the society. This growth can be partly traced back to technological and demographical developments that have been influencing important aspects of the socio-cultural behaviour in today’s world. The need/wish for mobility seems to be the driving force behind mobile commerce in general. Mobile Banking problems of bank-related financial services via mobile devices, builds a cornerstone of Mobile Commerce. An empirical survey of customer perception conducted within the frame of our research clearly reveals a major, growing interest in Mobile Banking. However, since the degree of interest and the willingness to pay vary for individual services, it seems to be necessary to design specific services taking the needs and wishes of relevant target groups into consideration. Banks ought to therefore employ mobile channels with a clear business-focus. This paper examines the offering valueadded, innovative mobile financial services while retaining and even extending their base of technology-savvy customers.

INTRODUCTIONIndia has a rich tradition of entrepreneurship and our entrepreneurs have been the main channel for the nation's economic progress and global status. Due to the economic reforms of the new economic policy of 1991 and the arms of globalization embracing India, the trend towards entrepreneurship has become the backbone of the economy. According to recent statistics, India, a country with a population status of 48 million, ranks second in terms of the number of SMEs. This is a positive indication of progress as economics says that the stable growth of national economy depends largely on the growth of the businesses at the bottom of the pyramid. Hence the growth of entrepreneurial ventures is essential in today's dynamic economy for a nation to sustain. The economic recession from 2008-2010 that still has its marks on the global economy has shown that when the large organizations have failed to sustain and collapsed, the countless organized and unorganized businesses have enabled the emerging economies to stay afloat. These small and medium businesses contribute a large portion of the industrial output and employ a fairly large percentage of domestic labor leading to catalytic economic growth, industrial development and employment in emerging economies like India.Entrepreneurship and its development have gained much importance in the emerging countries over the last century. The present dynamism in the economy has necessitated the need for emerging economies like India to put higher impetus on entrepreneurship development since it is the only savior from an economic catastrophe of the mankind.As per Ministry of MSME, these entrepreneurial ventures, which start up as small and medium sized businesses, have contributed to approximately 8 percent of our nation's GDP. With 45 percent of the manufacturing goods and almost the same percentage of exports, these businesses have been balancing the national economy at uncertain times. They are the platform for entrepreneurship and innovation and offer a considerable share of employment.Figure 1 clearly exemplifies the growth of employment in the informal, unorganized category due to entrepreneurship. As a result of the massive growth of MSMEs, our economy is emerging along an upward inclined curve. Such positive results in economy due to entrepreneurship at every level have grabbed the focus of the government, researchers, economists as well as many other stakeholders.Under the MSMED Act of 2006, the Ministry of MSME has effective provisions and programs to provide necessary assistance to entrepreneurs and small businesses. Various institutes in India provide programs and policies to increase successful entrepreneurship ventures like the ones provided by government aided institutes like the National Institute for Micro, Small and Medium Enterprises (NI-MSME), National Institute for Entrepreneurship and Small Business Development (NIESBUD), Indian Institute of Entrepreneurship (IIE) or the Development Commissioner (DCMSME). Various private training institutes have also mushroomed due to the growing demand of Entrepreneurship training. This develops an incubation ground for successful entrepreneurship in India. It is considered to be the best roadmap towards fast economic development that emerging economies like China and Brazil have already undertaken successfully.Hence in this scenario, it becomes mandatory to re-think about ways to channelize and strengthen the entrepreneurship culture in a country where rural businesses account for 45 percent of the total entrepreneurial ventures. Entrepreneurship Development Programs are such tools that are been adopted to train and polish the entrepreneurial acumen of the present generation youth to successfully realize their dreams and intents of becoming successful entrepreneurs and contribute to the nation as well as world's economy. According to Tang and Koveos (2004), entrepreneurship ultimately ends up in creation of value in terms of economy and systems leading to employment generation, enhanced economic growth and sustainable business development. …

This article studies the effectiveness of formative assessment techniques for an econometrics course. A large scale project with extensive formative assessment was included in the course, incorporating both summative and formative assessment. The specific assignment is for students to learn all steps to turn raw data obtained from the Interuniversity Consortium for Political and Social Research (ICPSR) using the statistical software SPSS into a viable thesis that is worthy of undergraduate conference presentations and publications. Learning gains from implementation of this project using extensive formative assessment are measured by changes in student course grades.