The purpose of this study was to examine the likelihood of consumers hiring a financial planner based on race and gender utilizing an experimental design. Using a sample of Black and White MTurk respondents, cumulative logistic regression was employed to determine the effects of race and gender on the likelihood to hire a financial planner. Findings suggested that, overall, consumers did not have racially biased preferences when hiring a financial planner. However, they did express a preference for hiring female planners over male planners. Financial planning firms can use these findings to strengthen their support for and recruitment of women financial planners, as well as address concerns of racial bias amongst consumers.

College students, including athletes, have limited exposure to financial education prior to enrolling in college (Britt et al., 2015). Athletes juggling two full-time roles as athlete and college student have limited time for financial education and the opportunity to work. Some athletes receive athletic scholarships and some do not, but either way, many athletes must seek additional funding and student loans to pay for college. Huston’s (2010) model demonstrated connections between financial literacy, behaviors, and education to serve as a framework for our study. The purpose of this study was to determine college athletes’ subjective and objective financial literacy, how they applied this knowledge, and their preferred mode(s) of financial education to pilot financial literacy education geared specifically for athletes based on their preferences. Data was collected from two institutions in the same Power 5 conference: monthly spending logs, focus groups, interviews, a financial knowledge survey, and pre- and post-tests flanking a financial literacy module in first-year experience courses and summer bridge. A Money 101 course was piloted over eight weeks, and peer financial counseling was offered. As athletes might gain access to their name, image, and likeness (NIL) for potential income in the near future, financial education is paramount.

AbstractFinancial planning practitioners and researchers recognize the connection between client behavior and financial goal attainment. However, clients must change or do something different in order to meet their stated goals. In order to do this, researchers must look at how clients think and feel about money, their beliefs about money, and how they relate to others in regards to money to motivate change. Financial therapy integrates cognitive, behavioral, emotional, and relational aspects of money to promote overall client well‐being by utilizing evidenced‐based approaches borrowed from mental health disciplines. The purpose of this paper is to introduce financial therapy through the lens of family systems theory, the foundational theory of marriage and family therapy discipline, as a way to understand why clients do what they do in regards to money and associated approaches to help clients achieve optimal well‐being.

According to recent studies, food insecurity affects from 34%-59% of college students. This will continue to be an issue as tuition increases and more low-income and first-generation students enter universities and colleges. Nearly 52% of college students live at, or near, the poverty level, compared to a national poverty rate of 14.5%. This leaves many undergraduate and graduate students with challenging decisions around meeting their basic housing, nutritional, and educational expenses. To assess food insecurity at Kansas State University (KSU), a random sample of undergraduate and graduate students was surveyed. Findings include a high rate of food insecurity (44.3%) among respondents. This measure was calculated by summing the affirmative responses to the USDA short-form food security questions in the survey. This means that during a 7-month period during the 2016 to 2017 academic year, 44.3% of respondents experienced at least two of the following: 1) didn't have enough food to last and didn't have money to buy more, 2) couldn't afford to eat balanced meals, 3) cut the size of or skipped meals, 4) ate less than they felt they should because they didn't have enough money, or, 5) were hungry and didn't eat. This finding is consistent with other studies that report food insecurity rates between 34% and 59% at U.S. universities and community colleges. Fifty-seven percent of respondents were generally aware that food insecurity is a significant problem on college campuses. A majority of respondents (63%) reported that they knew students besides themselves who, currently or sometime during the academic year, had problems with food insecurity or hunger. Yet food assistance (e.g., food pantries) and SNAP are seldom used and responses regarding the use of an on-campus food pantry were mixed. Despite this mixed response, over 2,000 students had used the campus food pantry within the one-year period between opening in 2017 to 2018 (Bishop 2018).