科技创新在国家全面创新中具有引领作用,但往往伴随着较高的科技风险,而科技保险则是规避科技风险、提升科技创新的有力保障.面对当前新的改革发展形势,科技保险面临着新的发展机遇.本文在总结科技保险理论研究和实践经验的基础上,联系我国实际情况,提出了科技保险在运行模式、补偿体系、科技金融改革和供给侧改革等方面的创新思路,以及“互联网+投保+理赔”型模式、“互联网+担保”型模式以及“半参与”和“全参与”型模式,最后提出要将科技保险纳入到科技风险补偿体系的大框架,并实现科技保险与金融创新的结合的建议.

Science park has been widely regarded as an effective mechanism to promote innovation and development of new ventures and industrial clusters in a region or country. With a variety of innovation factors such as venture capital and entrepreneurial talents injected into a science park, it demonstrates a positive effect on flowing and converting of knowledge in technological entrepreneurship for emerging economies. In this paper, we constructed an effect model of technological entrepreneurship of a science park in the context of an emerging economy. Specifically, we studied the Wuhan Donghu High-Tech Zone in China. We analyzed the incubation effect of science and technology enterprises, the interaction effect between innovation and entrepreneurship, the synergistic effect between science and technological innovation and system innovation, and the cluster effect and ecological effect. We conducted a system dynamics simulation to quantify the interaction of technological innovation, institutional innovation, technological entrepreneurship and entrepreneurial culture. Simulation results show that a joint action of several innovative subjects and factors promote the development and prosperity of a science park.

National innovation demonstration zone has become an important force to promote regional independent innovation and high-tech industry development. Regional innovation demonstration area to implement innovation leading strategy, and it makes the leading and demonstration on the development of the region in the policy reform, industrial development, technological innovation, economic contribution and innovative environmental construction. This paper takes the Donghu Innovation Demonstration Zone as an example, selects enterprises, universities and research institutions, experts, government agencies and intermediary financial institutions as the research objects, using the analytic hierarchy process to examine the effectiveness of innovation demonstration zone for the construction of the regional innovation environment, from the reform and opening up in advance, capital construction zone, personnel construction, science and technology new town construction and innovation a culture construction. Through the performance evaluation of the demonstration zone construction of innovation environment, it concludes that the construction of innovation environment effect of Donghu innovation demonstration zone is better, but the transformation of scientific and technological achievements, the superiority of resources utilization and evaluation aspects need to be further enhanced.