The paper substantiates the importance of a package of measures aiming to improve the state monetary and fiscal policy to ensure the sustainable development of the national economy, increase domestic consumption and improve the living standards. The effectiveness of the institution of personal bankruptcy in Russia is assessed, the need to improve it in order to stabilize the financial condition of citizens and increase their solvency is justified. The above is particularly important in the context of the severe sanctions policy against Russia and the need to develop and implement a package of measures to reduce dependence on the external market and increase the consumer demand. The main factors characterizing the solvency of individuals are analyzed along with the statistical data of arbitration courts on the personal bankruptcy; the main reasons for the low effectiveness of bankruptcy procedures are revealed; proposals on increasing the effectiveness of the institution of personal bankruptcy in Russia are made.

The article highlights purposes, tasks, functions and challenges associated with the implementation of self-regulation, Russian and overseas practices of operation of self-regulated organizations in the sphere of receivership and in other economic sectors, as well as initial results of the realization of a concept of improving the self-regulation mechanisms. The article describes the rationale for directions and methods of improving the self-regulation institute

The efficiency of state regulation of the economy by the example of the Russian power industry and utilities, the reasons for the negative results, the validity of the concepts, analyzes the conceptual elements of the reform, the expected and the resulting effect, the reasons for failure and return to the state in the housing sector. Particular attention is given to certain aspects of the functioning of self-regulation institute inRussia.

Рассматриваются показатели, применяемые в настоящее время для анализа эффективности процесса реализации государственных программ в моногородах, обосновываются направления их развития и совершенствования. Особое внимание уделяется относительным показателем, позволяющим оценить динамику основных критериев, таких как качество жизни населения, уровень развития человеческого капитала. Особое внимание уделяется системе оценки результативности программ для градообразующих предприятий, социально-экономического состояния моногорода.

Обосновывается необходимость государственного регулирования сферы ЖКХ, исследуется эффективность и результативность установленных и предлагаемых методов госрегулирования. Особое место уделило частному бизнесу в сфере ЖКХ, а также тарифной политике на услуги рассматриваемой отрасли.

Статья отражает итоги научно-исследовательской работы, выполненной за счет средств Научного фонда Финансовой академии при Правительстве Российской Федерации.

The article focuses on the realization of state programs in Russian mono-cities and evaluation of its results; special attention is given to the programs aiming at restoration of financial sustainability and modernization of the city-forming industries. The authors analyze the processes of program management in mono-cities within the frames of the state economic policy, and define the principles for developing the system of criteria in relation to the results of the program implementation

The necessity of state regulation of public utilities, examines the efficiency and effectiveness of established and proposed methods of regulation.Particular attention is given to private business in the housing sector, as well as the tariff policy for the services of the sector in question.

(The article was prepared in accordance with the results of the researches hold at the expenses of Finance University Scientific Fund in 2010) Directions of increasing the rehabilitation part of the bankruptcy institute, a methodology of the substantiation the solvency restoration possibility (impossibility) of debtor-organizations, profit forecasting and possible variants of the development of the organization during the bankruptcy proceedings, practiced in bankruptcy case.

В статье предпринята попытка обоснования проявления в экономике России теории крайностей, при действии которой реализация комплекса мер, выполнение определенных функций осуществляется до точки невозврата, прохождение которой приводит к необратимым последствиям. Рассмотрено действие теории крайностей в ЖКХ, проанализирована целесообразность внедрения института саморегулирования в жилищной сфере.