Alauddin Islamic State University

Rapid digital transformation has reshaped banking systems worldwide, positioning financial technology adoption as a strategic driver of performance. This study investigates the impact of financial technology adoption on the financial performance of commercial banks in Association of Southeast Asian Nations economies. A quantitative research design is employed using an unbalanced bank-level panel dataset covering the period 2015-2023. The analysis applies a dynamic panel estimation framework based on the system generalized method of moments to address endogeneity, unobserved heterogeneity, and performance persistence. Financial technology adoption is operationalized through a composite index derived from digital service provision, mobile usage intensity, and technology investment. The empirical results demonstrate that greater adoption significantly improves profitability indicators while reducing operational inefficiency. These effects remain robust across alternative model specifications and diagnostic tests, indicating sustained performance gains associated with digital capability development. The findings support innovation diffusion arguments emphasizing efficiency, scalability, and observable performance benefits. Overall, financial technology adoption emerges as a critical mechanism for strengthening bank competitiveness and resilience in emerging financial systems. The study provides actionable insights for strategic investment prioritization and adaptive regulatory design aimed at fostering stable and inclusive digital financial ecosystems .

Introduction: Hypertension remains a leading global public health challenge. The World Health Organization (WHO) reported that the number of adults living with hypertension increased from 650 million in 1990 to 1.3 billion in 2019, contributing substantially to premature mortality and disability worldwide. In Indonesia, hypertension is a major non-communicable disease and a significant contributor to cardiovascular morbidity. Effective blood pressure control requires sustained self-management, including adherence to medication, dietary modifications, physical activity, and stress management. Family support is theoretically considered a reinforcing factor for improving self-management behavior among patients with chronic diseases. To examine the relationship between family support and self-management behavior among clients with hypertension at the Rappokalling Community Health Center, Makassar City. Research Methodology: A quantitative cross-sectional study was conducted among 164 hypertensive clients selected using purposive sampling. Self-management was measured using the High Blood Pressure Self-Care Profile (HPB-SCP), and family support was assessed using a validated Family Support Questionnaire. Data were analyzed using descriptive statistics and Spearman’s rank correlation test with a 95% confidence interval (α=0.05). Results: Most respondents reported adequate family support (66.5%) and adequate self-management (95.8%). Spearman’s analysis showed a weak negative correlation between family support and self-management (r = −0.099) with no statistically significant association (p = 0.207; 95% CI). Conclusion: Family support was not significantly associated with self-management behavior among hypertensive clients. Public health interventions should not rely solely on family involvement but also address individual motivational and psychological determinants to improve hypertension self-management.

In an increasingly competitive business world, companies are required to innovate in order to maintain a competitive advantage. This article aims to analyze the comparison between Red Ocean and Blue Ocean strategies in creating competitive advantage. The research method used is a literature review, by collecting and analyzing related literature from various sources, including scientific journals and research reports. The results of the study indicate that the the Red Ocean Strategy focuses on competition in existing markets, encouraging companies to increase efficiency and product differentiation, but often traps them in price wars. In contrast, Blue Ocean Strategy offers an innovative approach by creating new market space that reduces the intensity of competition, allowing companies to build advantages that are difficult to imitate. Understanding these two strategies is important for determining strategic directions that are in accordance with dynamic market conditions. Keywords: Red Ocean Strategy; Blue Ocean Strategy; Competitive Advantage; Strategic Management

The tension between statutory marriage registration requirements and the socio-religious legitimacy of nikah siri (unregistered marriages) continues to create challenges in the implementation of family law in Indonesia. This article critically examines the judicial reasoning employed by judges of the Makassar Class IA Religious Court in adjudicating isbat nikah (judicial validation of unregistered marriage) cases from the perspective of maslahah. This study employs normative juridical research using case-based and conceptual approaches, with judicial decisions and statutory regulations analyzed as primary legal materials. The findings reveal that the adjudication of isbat nikah cases extends beyond procedural-administrative considerations through responsive judicial reasoning grounded in maslahah. Judges utilize isbat nikah mechanisms to protect children’s legal identity and civil rights through the principle of hifz al-nasl (protection of lineage), while also reconciling tensions between state legal formalism and socially embedded Islamic marital practices. In certain cases, applications are rejected to prevent procedural abuse and legal circumvention based on the principle of dar’ al-mafasid (prevention of harm). This study demonstrates that maslahah functions as a foundational framework of judicial reasoning aimed at realizing legal certainty and substantive justice within plural legal systems.

This study explores the distribution of zakat for productive purposes to empower Micro, Small, and Medium Enterprises (MSMEs). The research addresses the growing need for effective zakat management to enhance economic empowerment in the Muslim community. The primary objective is to analyze existing literature on productive zakat and its impact on MSMEs using a systematic literature review (SLR) methodology. Data were collected using Publish or Perish and subsequently analyzed in VOSviewer to visualize research trends, keyword networks, and collaboration patterns. The findings reveal that zakat distribution is increasingly focused on economic empowerment, with Indonesia emerging as a significant case study due to its substantial zakat potential. Key themes identified include the effectiveness of zakat in fostering MSME productivity and sustainability. The study highlights gaps in current research, particularly concerning implementing zakat in diverse economic contexts. Policy implications suggest the need for enhanced zakat management frameworks and multisectoral collaboration to optimize zakat's role in economic development.