Population is the main body of society,and the aging of the population will bring profound impact on social,economic,political and cultural aspects,and it has been highly valued by the central government.Through in-depth interview and access questionnaire survey of related institutions and 130 elderly people,this study found that Chinese traditional culture influence on aging population choice is huge,and the channels of capital income is relatively single,and the demand of medical and health care,children,environment and facilities are the most important influence factors.In view of the outstanding problems in the investigation,this study put forward suggestions of expanding the fund channel,the “time saving”mechanism mechanism and the multi-level and multi-model.

产业融合带来的是不同产业或同一产业内的不同行业相互交叉、相互渗透,其对人才的需求必然是复合型的。高职院校要主动适应产业结构调整和产业融合的趋势,以培养复合式创新型高技能人才为目标,探索校企"文化育人、复合育人、协同育人"的办学模式,推行"主干专业+拓展专业"的复合型人才培养方案,强化学生综合素质和职业迁移能力的培养。

非正规就业对加快城市化进程，缓解就业压力，促进社会和谐具有重要的意义，深圳的非正规就业发展更具代表性。文章采用SPSS数据模型，以非正规就业发展的时间序列数据为基础，对深圳非正规就业部门、非正规就业者的规模、非正规就业对GDP和产业经济发展的关联与贡献进行了实证分析。

Based on the statistic released by Shenzhen Statistic Bureau,Shenzhen demographic features are summed up from five aspects,i.e.household,origin,family,employment and age.The demographics of Shenzhen not only puts forward a huge challenge to the design of the pension system,but also brings strong impact on the operation of the pension insurance system.Exploring "Full-coverage System",reforming "Dual System",differentiating system design and constructing multi-pillar system are proposed as the system orientations of the reform of the pension insurance system in Shenzhen.

The transformation of industrial economy calls for comprehensive marketing talents.This paper holds that the training of comprehensive marketing talents is to be conducted under the guidance of Three Educations,namely cultural education,collaborative education and compound education.Therefore,the author proposes an education model of marketing plus industry management development or marketing plus school-enterprise collaborative development as it is believed that the collaboration between schools and enterprises is the source of driving force for the education of top marketing personnel.With Belle International Managers Class as a case in point,the paper makes an in-depth analysis into collaborative education,covering shop managers’ post analysis,curriculum development,implementation process etc.The key to the success of collaborative education lies in the innovation of management system,the establishment of operation mechanism,and the collaboration with leading enterprises.

Some problems exist in the establishment of marketing management specialty,such as the insufficient depth and long-term mechanism of school-enterprise coordination,the failure of teachers in applying their knowledge relating to industries and enterprises into classroom teaching,and and the weak software and hardware environment for teaching practice.Thus,it is necessary to innovate the pathways of establishing marketing management specialty jointly by schools and enterprises: relying on industries and enterprises to form the school-enterprise benign interaction school-running mode;establishing the trinity practical teaching system;developing the school-enterprise cooperation practical training courses;cultivating students' practical abilities based on horizontal projects.For achieving the goal of schools and enterprises to jointly establishing the marketing management specialty,it is necessary to model the features of specialty,overcome the disadvantages of establishment of practical training room,and improve the level of text development and teaching staff.

Social Security Act has provided the legal basis for the protection of migrant workers for their endowment insurance,but it still remains a topic for research as along which way this insurance system should go.Understanding the endowment insurance needs of the migrant workers is the prerequisite for developing the endowment insurance system.Based on the research made in Shenzhen,by using SPSS software,Qualitative analysis and Logistic empirical analysis are made,leading to the conclusion that the most prominent factor of confining the effective endowment insurance needs of the migrant workers is the defects in designing the system.

《中华人民共和国社会保险法》为解决农民工的养老保险问题提供了法律依据,但是缺乏具有可操作性的制度规定。因职业和身份的背离、就业的非正规性,传统的自我养老、家庭养老和土地养老模式难以依靠,而社会养老又缺乏有效的制度支持,农民工必然陷入老年危机之中。需要通过建立农民工非正规就业特点的、可转移的个人账户养老保险制度、发挥商业保险在社会保障体系中的积极作用来应对农民工的老年危机。

Based on the analytical framework of R(risk scenario),S(market structure),C(corporate behavior),and P(economic performance),this paper built a new theory to study the relationship between the risk of life insurance company and the industrial organization of life insurance industry,using the factor analysis method to build the index system of risk of life insurance companies.The exponential analysis showed that with the increase of risk index,the market share and competitive behaviors of the life insurance company would also increase,but it would decrease the operational efficiency of the life insurance company.And life insurance companies with different risk characteristics and business sizes followed different economic rules in their market operation.

针对"双证书"制度在实践中所面临的资格证书泛滥、证书考核成本高、企业和行业认可度低等现实困境,以及高职院校在职业资格证书选择中存在的避难就易、与专业特色不对应、与高职办学层次不匹配的普遍问题,高职院校应加强教学计划、实训基地和师资队伍三个方面的建设,并积极实施提升学生就业竞争力、开发实践课程、推进校企合作培养模式三项措施。

The endowment insurance for migrant workers has been highly concerned by the government,and a variety of the endowment insurance policy came about in the whole country.However,the effect of policy for migrant workers in the implementation is inferior.This paper analyzes the migrant workers endowment insurance problems in the practice and system design,and analyzes the defects of "three deficiencies" and "three absences " in system supply of the migrant workers endowment insurance.

According to the Article 95 of the Social Security Act,migrant workers have been endowed with the rights to participate in social insurance,therefore there is now a legal basis for the provision of migrant worker pension insurance.But what we lack now is the operability of the system.It is extremely urgent to establish an independently operating pension insurance system for migrant workers.Under the individual account system,pension insurance for migrant workers is a kind of right which is visible,accumulative and transferable.It can be interfaced with the social pension insurance for urban residents,and also with the new social pension insurance for rural residents.In accordance with the Method for Migrant Worker′s participation into the Basic Pension Insurance,the pension fund is under centralized management at the provincial level,while relying on the "3 +1" commercial insurance model.The replacement ratio of the migrant worker′s individual account is within the range of 42%~52%.

<正>农民工是改革开放以后,伴随中国改革开放和现代化建设而出现的一个新的社会群体。随着国家工业化和城镇化进程的加快,农民工的队伍越来越大。农民工的职业属于产业工人,但其

非正规就业已经成为发展中国家最主要的城市就业渠道和新增就业岗位的来源.探讨了非正规就业概念的内涵,以非正规就业的外延分析为基础,应用专业统计软件SPSS和计量经济软件Eviews,对非正规就业的规模及其对经济增长的贡献进行了实证分析.

The "Provisions on Participation in the Basic Social Pension Insurance by Off-farm Workers" was formally enacted on February 5.The portable and fully accumulative individual account model has solved the transfer problem faced by pension funds of off-farm workers.However,how to replenish the individual account and guarantee or increase the value of the pension fund remains to be further studied.Based on the analysis of the insurance system,this paper took the current operation and model of the supplementary corporate annuity insurance as a reference.The author held that the key to the sustainable development of this system was to build a "3+1" operation model which used pension insurance companies as trustees,account and investment managers,and to adopt a market-oriented operation of the pension funds of off-farm worker.

2008年初深圳构部分进城务工人员在当地社保局服务大厅彻夜排队,中请退出社会保险的一幕被中央电视台报道,场面历历在目,更是发人深省。

供应链一体化背景下,由于信息不对称,第三方物流企业和物流服务合作者、物流需求企业之间必然产生信息经济学中的委托代理问题。基于委托代理相关理论,本文从逆向选择、道德风险两个方面,分析了第三方物流企业面临的委托代理风险,并提出了供应链联盟、TPL联盟、TPL并购、信息共享等应对策略。

随着经济全球化和科学信息技术的迅速发展,物流业日益成为影响我国国民经济发展的新的重要产业和新的经济增长点。物流企业在为客户提供越来越便利的一体化物流服务的同时,也承担着越来越大的风险。同时,现代物流保险中蕴藏着巨大商机。2004年和2005年我国物流

本文以深圳市场为背景,在介绍社区汽车维修服务站的形成背景和发展机遇的基础上,运用迈克尔·波特的竞争优势理论,分析了社区汽车维修服务站的竞争优势,并提出了社区汽车维修服务站发展的几点思考.

<正>人口数量是决定寿险行业发展最关键的因素之一,中国有13亿人口,其中9亿在农村。2004年,全国农村地区寿险密度为122.47元,为全国寿险密度的49.31%。农村地区寿险深度为1.35%,仅为全国寿险深度的57.2%。毋庸质疑,农村人寿保险可以也必将成为保险行业发展的下一个竞争点热点和创新热点。